Buying your first property is a very exciting time and one that you should be well prepared for. You need to be patient, diligent, and well-organised, and with ever-changing property market dynamics, it is important to get the right estate agent. Even the tiniest of mistakes can lead to many future headaches.

At Frank Salt Real Estate, we will not only help you find the property that best suit your tastes and budgets, but we will give you lots of solid advice – whilst guiding you at every step of the way.

To top it off, we have also put together an exceptional First Time Buyer Pack worth over €15,000 in vouchers and savings that will help you save good money when furnishing your future home.

It is with good reason that for more than fifty years, we have been your go-to-guys when buying your first property.

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This is what you get, when buying through Frank Salt Real Estate, as a THANK YOU for your trust, with savings of up to €15,000!

APS voucher

APS Bank will waive all your fees, and provide you with a €250 reimbursement on notary fees incurred.

ATRIUM will offer you a discount of up to 25% on STOSA kitchens and 10% off furniture & soft furnishings. 

Get 30% discount on bedrooms, and a 20% discount on fabrics, carpets and blinds. from B4 Group (Mosta and Fgura).

Get 20% extra discount on gres floorings & bathrooms including tiles & fittings from B&M.

Get €50 off your reverse osmosis  plus a free filter. Get €150 off your solar water heater plus a free pre-filter. Get 5% off your PV system plus a free service. Get 5% off your ACs from Bajada New Energy.


Get 10% discount on BT Commercial’s range of Solar (PV) Panels, Air Conditioners, Heat Pumps and Home Appliances, from their outlet in Mriehel. 

Get 35% on kitchens, bedrooms, living rooms and sofas from Carmelo Delia & Sons


Get 50% off towards your first year property insurance from GasanMamo Insurance

Full home package from Chateau d’Ax, including kitchen, dining, living, bedroom and kitchen appliances for under €10,000!


Get 35% off your kitchen from MITON.

Get 15% discount on all product range when bought online through by using the coupon code: FSRE15


Get 20% discount for wall art products when bought
online through by using the coupon code: FS20

Get 35% discount on white goods and home appliances from ITC.

Get up to 30% discount on bathrooms and sanitary ware from waterART Concepts.

Get up to 30% discount on furniture from Joinwell.

Get 30% discount on Eglo light fittings from ITC.

Get 25% discount on all Scavolini kitchens, bathrooms, living room furniture and closets.

Get 25% off on Calligaris, Pianca, Mobilstella, Record / The Cut, Crosswater and Scavolini products from OnePerCent

Get 10% off the full range of Quickstep parquet, vinyl, laminate and decking flooring solutions, when spending €500 or over. Offer includes a free site visit. 

Get a 10% discount when spending a minimum of €1,000 or 15% discount when spending a minimum og €5,000 on white goods.

Get 6% off the full range of internal doors from Dimech Enterprises Ltd.

first time buyers

First-Time Buyer's Guide

If you need help in making the home-buying process as smooth and easy as possible, we’ve got you covered. We have put together a comprehensive guide, which will take you through the whole process of preparation, qualification, and legal issues that you will have to deal with when buying your first property.

Access the First-Time Buyer's Guide

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You have till end 2024 to also save up to €10,000 on stamp duty.

Our mega deal for First Time Buyers adds to the stamp duty reduction that the government is offering. As a First Time Buyer if you purchase a property till the end of 2023, no stamp duty will be due on the first €200,000 of the property price, amounting to savings of up to €10,000 (based on standard rate of 5%). Should a buyer opt for a property of a higher value than €200,000, for contracts signed by end of 2022, stamp duty is paid at 5% on anything above €200,000. Now is the time for young couples to take the plunge and benefit from such an opportunity!


€10,000 Grant for First-Time Buyers

First-time buyers will be eligible for a one-time €10,000 grant spread out over 10 years. The grant will go towards the payment of the buyers’ home loans and will also cover property purchases till end 2023. The maximum allowed value of the property is €500,000.

Click here for full T&Cs on the individual offers from the participating outlets. 

Discounts and vouchers will be available to first-time buyer clients of Frank Salt Real Estate for all promise of sale agreements signed up to the end of 2023. The exemption on stamp duty is offered by the Government of Malta and is not exclusive to purchases made through Frank Salt Real Estate. APS Bank plc is licensed by the Malta Financial Services Authority as a credit institution. Applications are subject to the Bank’s lending criteria.

Frank Salt (Real Estate) Ltd. (Enrolment No. C31667) is authorised under the Insurance Distribution Act to carry out Tied Insurance Intermediary activities for GasanMamo Insurance Ltd. as authorised under the Insurance Business Act. Both are regulated by the MFSA.

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